Roth IRAs are flexible investment vehicles. You can typically invest in stocks, bonds, mutual funds, ETFs, and CDs. Some custodians even allow alternative assets like real estate or precious metals, though these come with stricter rules.
The key is diversification. A Roth IRA isn’t an investment itself—it’s a tax-advantaged account wrapper. The growth potential depends on the investments you choose, so aligning them with your risk tolerance and time horizon is essential.
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